3 Easy Steps To Home Buying
Get Informed.
Buying a home is one of the largest financial decisions you will make and obtaining the right loan program is critical to your overall financial health.
Get Answers.
If you have questions — we have the answers. How much can I afford? Can I get help with a down payment? What are my loan options?
Get Pre-Qualified.
When purchasing a home, it’s important that you understand the difference between a “pre-qualification” and a “pre-approval”. Getting pre-approved will strengthen your negotiating power.
Meet Omar
Branch Manager at West Capital Lending
Hi, I’m Omar Carrasco—your dedicated mortgage professional and trusted guide in home financing.
For many people, buying a home is one of the most exciting—and overwhelming—experiences of their lives. That’s why I’ve made it my mission to simplify the mortgage process and empower my clients with clear guidance, expert advice, and honest communication from start to finish.
With several years in the mortgage industry, I’ve helped individuals and families from all walks of life secure financing that fits their goals. Whether you're a first-time homebuyer, upgrading to your dream home, or refinancing to save money, I’m here to make the journey smooth and stress-free.
I take pride in delivering:
🏡 Tailored mortgage solutions that meet your unique needs
📊 Clear, consistent communication so you're never left guessing
🤝 A friendly, no-pressure experience with your best interests at heart
As a California-based mortgage professional fluent in both English and Spanish, I work with a diverse range of clients across the state. My bilingual services ensure that you feel fully understood, informed, and supported—every step of the way.
--
When I’m not helping clients achieve their homeownership goals, you can usually find me outdoors with my amazing wife, Chelesa, and our adorable Maltipoo, Dora.
I’m a brown belt in Brazilian Jiu-Jitsu, an avid mountain biker, and I’m always up for an adventure in the great outdoors. That balance between professional drive and personal passion helps me stay grounded and energized—ready to serve my clients with heart and hustle.
WHAT OUR CLIENTS SAY...
"Loved working with Omar! Easy cash out refinance with a great interest rate. Omar was very knowledgeable on rates and buying points to drive it even lower. Omar was always quick to replay and call back whenever I had questions and I have already referred a few friends and family members to him."
- Citrus Heights Homeowner | Refinance
"Omar was responsive and easy to work with. He explained the terms and answered all of my questions to help choose my best option. Smooth process overall."
- Steve F. | Refinance
"As a first time home buyer, Omar and his team did a great job at explaining the loan process and supporting me through the entire home buying journey. I would definitely recommend him to any friends or family looking to purchase a property."
- Anna G. | Purchase